Illinois Attorney General Has Advise for Consumers on Equifax Data Breach

  • Illinois Attorney General Has Advise for Consumers on Equifax Data Breach

Illinois Attorney General Has Advise for Consumers on Equifax Data Breach

Another point worth mentioning is that a credit freeze will have no effect on your credit score, and you'll still be able to access your own credit report if you choose to do so.

"Let's say you're a Canadian applying for a mortgage in the US for your cottage ..."

If want to put a credit freeze into effect, you can thankfully do so via the web. So, if you contact them to see if your information was breached you may or may not be getting the most accurate information.

As CBS2's Hazel Sanchez reported, the private information of tens of millions of people is now at risk - even yours. That's almost half the population of our country.

There, you'll type in your last name and the last six digits of your social security number. But that's not all.

"Aspects of this breach raise questions about the data security practices of Equifax that implicate the FTC's existing authority", Warner wrote.

It's a scary feeling to know your personal information has been compromised but consumers are asked not to stress.

Anyone whose personally identifiable information has been compromised should consider all the options and remain vigilant.

What's The Difference Between Equifax, TransUnion And Experian?

But Equifax has said it will notify those affected by the hack by mail, not by phone. "In the meantime, I urge all consumers to heed this alert to protect themselves".

But that statement wasn't entirely accurate.

If you have ever applied for a line of credit, or even a lease for an apartment, the three major credit monitoring companies - Equifax, Transunion, and Experian - likely have our information, and you could be affected. "It is as bad as it gets", Massachusetts Attorney General Maura Healey said.

"Equifax is running out of time to fully unveil a response", said Jaret Seiberg, an analyst at investment banking and research firm Cowen. Sign up for it online.

The temporary lift takes about 15 minutes to process. But this is not enough.

Equifax has set up a tool to see if your personal information may have been accessed.

Monitor your existing credit card and bank accounts closely for charges you don't recognize.

For people who are concerned about their identities having been stolen a crdit freeze will stop a thief for applying for credit or opening an account in your name. Equifax's, if you trust them, is the easiest to use. Federal law requires each of the nationwide consumer credit reporting companies to give you one free credit report every 12 months if you request it.